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BidenCare Open Enrollment

Open Enrollment Period for 2021 Health Insurance

Since President Obama passed the Affordable Care Act in 2010, more Americans have had access to quality health care than ever before.

Open Enrollment Period for 2021 Health Insurance Since President Obama passed the Affordable Care Act in 2010, more Americans have had access to quality health care than ever before. However, choosing the right health insurance (both in and outside the health insurance exchange) can be tricky if you don't know where to start. What are your options? What can you afford? When should you enroll in coverage? At, we want you to be informed about how, when, and where to get affordable health care coverage. Read on to learn more about Biden Care and the Open Enrollment Period.

What Is Biden Care?

During his run for president, Biden promised to protect and update the Affordable Care Act (ACA) so that every American could access health care coverage. In his proposal, the new ACA (which he called Biden Care) would allow citizens to enroll in a public health insurance option.

How Do I Enroll in Biden Care?

Getting affordable health care coverage can be simple with the right tools. Through, all you have to do is enter your zip code, tell us a little about yourself, and then receive your tailored health care plan options. We navigate the health insurance marketplace, so you don't have to.

And don't forget — to receive health care coverage for 2021, you must enroll in an ACA plan during the Open Enrollment Period (more on this in the next section).

When Should I Enroll in Biden Care?

Currently, the Open Enrollment Period for ACA health plans is from November 1, 2020, to December 15, 2020. If you don't sign up within this time period, you may not be able to get ACA coverage until the end of next year. However, there is a Special Enrollment Period for those who qualify.

I'm Already Enrolled in ObamaCare. Do I Need to Re- Enroll?

Even if you enrolled in a 2020 ACA plan at the end of 2019, you still need to re-enroll for 2021 coverage. During the Open Enrollment period, we encourage you to review your current plan to see if you should make any changes.

Consider Updating Your ACA Plan

When enrolling or re-enrolling, consider the following:

  • Have you or are you planning to add to your family?
  • Are you caring for someone who can be considered a dependent?
  • Has your health status changed?
  • Has your income changed?
  • Were you happy with the level of coverage you received this year?

There are several types of ACA plans to choose from, so don't feel like you have to stick with the one you already have. can help you determine if your current health insurance is (or isn't) the best fit for you.

Biden Care Options

Biden Care will eventually make it possible for most people to enroll in a public health insurance option. For now, the ACA offers several tiers of plans to qualifying Americans:

  • Bronze: You pay 40%, your insurance pays 60%.
  • Silver: You pay 30%, your insurance pays 70%.
  • Gold: You pay 20%, your insurance pays 80%.
  • Platinum: You pay 10%, your insurance pays 90%.

Everyone has different needs—some people need more coverage, while others do well with a less comprehensive plan.

How Do I Know if I Qualify?

Depending on your financial situation, age, geographical location, number of dependents, and other factors, you may qualify for Biden Care. To find out whether you're eligible for the Open Enrollment Period, get in touch with a live agent by calling today.

How Does it Work?

Finding the right health insurance has never been easier! In three simple steps, find the perfect plan for your healthcare needs:

Step 1:
Enter your ZIP code.
Step 2:
Tell us more about yourself. What are your coverage needs and affordability requirements? Do you suffer from any chronic medical conditions or take prescription drugs? Do you seek greater coverage or lower premiums? This information will allow us to help you find the right providers.
Step 3:

Compare multiple plans from trusted carriers to find the program that best suits your needs. Review eligibility requirements, pricing, coverage accessibility, and more all from a single, easy-to-use interface.

Choose Your State To Get Plan Options
To see your personalized list of health plan options now, enter your zip code.


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We do not offer every plan available in your area. Currently we represent zero organizations which offer zero products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We connect you with licensed agents that do have Medicare Advantage Plans and they will tell you how many plans and products they offer in your service area.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at or consult

Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. QuoteLab, LLC is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

The plans represented on are Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

Based on median Medicare Advantage benefit amounts for dental available across multiple plans and metro areas. Not all benefits available in specific plans or regions.

This information is not a complete description of benefits. Contact the plan for more information.

Limitations, copayments, and restrictions may apply.

[Benefits, premiums and/or copayments/coinsurance] may change on January 1 of each year.

Advertised Pricing:

There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, the resulting premium and subsidy calculations may be subject to change.