President-Elect Joe Biden's vision for healthcare is well aligned with President Obama's. Biden plans on using the Affordable Care Act (ACA) as the basis of his healthcare vision. The ACA has faced many congressional challenges in the past, and its accessibility has been dramatically reduced by the Trump administration. However, Biden aims to change all of that. Biden Care is essentially the new Obamacare and will have similar pricing.
As a citizen of the United States of America, you receive two chances to enroll in Biden Care. The first window is during Open Enrollment. The second option is to apply during the Special Enrollment Period, the timing of which depends upon several factors which we will discuss later in this article.called Biden Care) would allow citizens to enroll in a public health insurance option.
Open Enrollment for 2021 is from November 1st until December 15th, 2020.
For those already part of a plan, the Open Enrollment period is the ideal time to make any amendments to your healthcare plan. For example, if you want to switch to a new plan or update the one you are currently using, Open Enrollment is the time to do it.
Alternatively, if you happen to be satisfied with your current plan, remember that you still need to re-enroll in it for 2021 during the Open Enrollment period.
Outside of this period, you will be allowed to enroll in a health insurance plan only if you qualify for a Special Enrollment Period.
The Special Enrollment Period is valid for individuals who have passed through specific life events like getting married, having a baby, or losing a previous healthcare plan.
Please keep in mind that job-based plans can sometimes have different durations for Open Enrollment. So, it's best to confirm your enrollment period with your employer.
Enrolment for Medicaid or the Children's Health Insurance Program (CHIP) is open throughout the year.
The four pillars of Biden Care are as follow:
Biden Care certainly comes with many excellent benefits. If you're planning on switching over to Biden Care, be sure not to miss the Open Enrollment period. This period occurs once a year and will repeat itself annually.
Biden Care subscribers are expected to subscribe to their chosen healthcare plan within this time frame. Otherwise, they may miss the chance to get access to affordable healthcare altogether.
The Special Enrollment period is available all year round but can only be accessed if the individual applying fits into all the prerequisites. As mentioned above, Special Enrollment is only valid for those who have either just gotten married, had a newborn child, just gained citizenship, or have faced a major life-changing milestone that is significant enough to affect their healthcare plan.
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