is not a government website and is privately owned. Learn more.

Enrollment Periods

President-Elect Joe Biden's vision for healthcare is well aligned with President Obama's. Biden plans on using the Affordable Care Act (ACA) as the basis of his healthcare vision. The ACA has faced many congressional challenges in the past, and its accessibility has been dramatically reduced by the Trump administration. However, Biden aims to change all of that. Biden Care is essentially the new Obamacare and will have similar pricing.

Enrollment Periods

As a citizen of the United States of America, you receive two chances to enroll in Biden Care. The first window is during Open Enrollment. The second option is to apply during the Special Enrollment Period, the timing of which depends upon several factors which we will discuss later in this article.called Biden Care) would allow citizens to enroll in a public health insurance option.

Open Enrollment for 2021 is from November 1st until December 15th, 2020.

For those already part of a plan, the Open Enrollment period is the ideal time to make any amendments to your healthcare plan. For example, if you want to switch to a new plan or update the one you are currently using, Open Enrollment is the time to do it.

Alternatively, if you happen to be satisfied with your current plan, remember that you still need to re-enroll in it for 2021 during the Open Enrollment period.

Outside of this period, you will be allowed to enroll in a health insurance plan only if you qualify for a Special Enrollment Period.

The Special Enrollment Period is valid for individuals who have passed through specific life events like getting married, having a baby, or losing a previous healthcare plan.

Please keep in mind that job-based plans can sometimes have different durations for Open Enrollment. So, it's best to confirm your enrollment period with your employer.

Enrolment for Medicaid or the Children's Health Insurance Program (CHIP) is open throughout the year.

What Biden Care Offers

The four pillars of Biden Care are as follow:

  • The creation of a new public healthcare system that is similar to Medicare. The system will be designed in a way that is accessible and affordable for all Americans. The aim is to ensure that nobody gets left behind. Moreover, the Biden presidency will allow Americans to choose between public and private healthcare. Biden understands that having a free choice is the ultimate form of power, which is why he wants every American to be able to choose for themselves. This is only possible if the public healthcare plan is just as good as the private ones.
  • Reassessment and streamlining of healthcare plans are also on the agenda. This includes both public and private plans. Biden hopes that by making amends where necessary, all healthcare plan options will be easier to understand and more affordable for Americans.
  • Biden Care also aims to reduce the cost of prescription drugs that are currently reaching a high that is unaffordable for the average American. Biden Care will do so by monitoring and regulating private pharma companies and introducing alternative drugs from across the border.
  • Biden's fourth pillar of healthcare rests in the belief that every American should have access to affordable healthcare no matter their race, gender, socioeconomic background, or financial standing. This belief extends to those who have preexisting or chronic health conditions.

Biden Care certainly comes with many excellent benefits. If you're planning on switching over to Biden Care, be sure not to miss the Open Enrollment period. This period occurs once a year and will repeat itself annually.

Biden Care subscribers are expected to subscribe to their chosen healthcare plan within this time frame. Otherwise, they may miss the chance to get access to affordable healthcare altogether.

The Special Enrollment period is available all year round but can only be accessed if the individual applying fits into all the prerequisites. As mentioned above, Special Enrollment is only valid for those who have either just gotten married, had a newborn child, just gained citizenship, or have faced a major life-changing milestone that is significant enough to affect their healthcare plan.


How Does it Work?

Finding the right health insurance has never been easier! In three simple steps, find the perfect plan for your healthcare needs:

Step 1:
Enter your ZIP code.
Step 2:
Tell us more about yourself. What are your coverage needs and affordability requirements? Do you suffer from any chronic medical conditions or take prescription drugs? Do you seek greater coverage or lower premiums? This information will allow us to help you find the right providers.
Step 3:

Compare multiple plans from trusted carriers to find the program that best suits your needs. Review eligibility requirements, pricing, coverage accessibility, and more all from a single, easy-to-use interface.

Choose Your State To Get Plan Options
To see your personalized list of health plan options now, enter your zip code.


Speak to a Health Care Agent!
(844) 261-7322

Our lowest price guarantee: You can’t find lower rates anywhere else.

Still looking for rates?, a licensed health insurance broker, can help you get a competitive quote.
Get Started
Want to see other companies' rates? Check out these insurers that serve your area:

Speak to a Health Care Agent
(844) 261-7322
Mon-Fri: 8am-10pm EST
Sat-Sun: 9am-5pm EST TTY users 711
Mon - Fri: 5am - 7pm
Sat - Sun: 5am - 8pm PT

QuoteLab, LLC
700 S. Flower St., Suite 640,
Los Angeles, CA 90017 is operated by Quotelab, LLC, which is an independent broker and is not a federal or state Marketplace website. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance on QuoteLab, LLC, only where licensed and appointed. License numbers are available upon request and are provided where required by law. QuoteLab's license information can be found at

Federal Contracting Statement: Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

We do not offer every plan available in your area. Currently we represent zero organizations which offer zero products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We connect you with licensed agents that do have Medicare Advantage Plans and they will tell you how many plans and products they offer in your service area.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at or consult

Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. QuoteLab, LLC is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

The plans represented on are Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

Based on median Medicare Advantage benefit amounts for dental available across multiple plans and metro areas. Not all benefits available in specific plans or regions.

This information is not a complete description of benefits. Contact the plan for more information.

Limitations, copayments, and restrictions may apply.

[Benefits, premiums and/or copayments/coinsurance] may change on January 1 of each year.

Advertised Pricing:

There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, the resulting premium and subsidy calculations may be subject to change.